Personal Jewelry Insurance Policy

Jewelry Insurance Brokerage of North America is a better way to do jewelry insurance. We help you overcome the limitations and exclusions found in homeowners insurance. Our standalone jewelry insurance program gets you the coverage you need.. Jewelry Insurance is provided and written by a member insurer of the Jewelers Mutual Insurance Group, Neenah, Wisconsin and is secured through GEICO Insurance Agency, Inc. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions.. Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits.. The answer is either a dedicated jewelry insurance policy or a personal articles policy that can protect your valuables up to the full appraised value and is separate from your home insurance .... Renter's and homeowner's insurance policies set limits for the loss of certain categories of personal property, including jewelry. Homeowner's policies typically pay a maximum of $1,000 for jewelry theft. A renter's insurance policy might have a lower limit for jewelry loss--$500 is common..

Jewelry & engagement ring insurance. Jewelry is not always automatically fully insured. But no worries. You can typically add jewelry to a homeowners, renters, condo, or manufactured home policy. Just contact us, or your insurer, to insure the full appraised value.. Farmers Insurance has a similar approach. In a typical homeowners' policy, for instance, jewelry is covered up to $1,000 per item and $5,000 per incident (theft, fire).. Jewellery insurance is another way to protect your jewellery. Although you can avail this type of insurance along with a home insurance policy, there are some standalone jewellery insurance products in the market as well. If taking a home insurance policy, you can choose to go for a contents cover that includes valuables and jewellery protection..

What Does Jewelry Insurance Cover? Jewelry insurance covers valuable items from jewelry to collectibles, if they are stolen or damaged in a covered event. A typical homeowners insurance policy may not cover, or provide enough coverage for, those valuable items. Jewelry and valuable items coverage can help give you peace of mind.. Jewelry Insurance is provided and written by a member insurer of the Jewelers Mutual Insurance Group, Neenah, Wisconsin and is secured through GEICO Insurance Agency, Inc. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions..