Car Accident Injury Insurance

Personal injury protection (PIP) insurance. An automobile accident can damage far more than your car. Medical bills, lost wages and other expenses can add up quickly and put a serious dent in your bank account. Personal injury protection, also known as PIP insurance, can help defray such costs and even help protect your friends and family after a covered accident.. In general, any medically necessary treatment your doctor recommends for your car accident injuries is covered under Original Medicare (Part A and Part B). Specific benefits include: Outpatient physical and occupational therapy for car accident injuries is generally covered under Medicare Part B, up to the therapy cap limit. In 2019, the limit is $2,040 for physical therapy and speech-language therapy combined, and $2,040 for occupational therapy.. Exactly how much ultimate responsibility a particular party or insurance carrier has can depend on a number of factors -- including any deductible or co-pay on the policy (or policies) in play, who was at fault for the car accident, and the types of car insurance coverage in place. Ultimately, most health insurance plans/policies will cover car accident injury bills, at least up to a point, but your health insurer might not ultimately be on the financial hook..

Being involved in a personal injury car accident can be scary, but it's important to keep calm. Your first steps following a personal injury accident can affect the reimbursement that you get from your car insurance company if you file a claim. Continue reading below to find out the best ways to deal with a car accident that results in bodily injury.. In most states, if you cause an accident, your insurance company pays for the damage and injury costs of victims. If you have no insurance, the victims might sue you. The process is different in....

You know that once you are in an accident, you collect the other driver’s insurance information. Then you file a personal injury and property damage claim with the other party’s insurance. The other insurer will contact you and offer a settlement amount. Sometimes, it can be hard to know if the settlement amount is fair.. The Insurance Claims Process Whether you were injured in an  automobile accident, at a home or building, or while visiting a business, you typically must report the incident to the insurance company within 24 hours of the incident.. If you’ve been involved in a car accident, your insurance or the other driver’s coverage might be responsible for compensating you for injury and damages. If you have collision coverage on your own vehicle and the crash was your fault, the insurance company will pay a certain amount to fix your car..