If you can’t find the life insurance policy of a deceased relative, you’ve probably checked the obvious places — desk drawers, file cabinets, maybe even under the mattress.. The National Association of Insurance Commissioners’ Life Insurance Policy Locator Service helps people track down lost or missing insurance policies. The NAIC, which works with many insurance companies across the country, will ask participating insurers to look for policies in the name of the deceased or the beneficiary..
To look for a life insurance policy for a deceased loved one, put his or her first and last name into the database. Unclaimed.org allows you to click on your state to find your state's unclaimed property website. Some states may require you to register before you can conduct any searches on their websites.. If you’re unsure if someone has life insurance, there are ways to find out, including looking at personal belongings, doing an online search, and contacting the Insurance Commissioner’s office in your state..
Find Your Policy.com – Worldwide Insurance Database Search the only worldwide database and check to see if your loved ones were registered by their Life Insurance Company or Agent. Your loved ones can search FindYourPolicy.com’s database for FREE. Included is very valuable information and website links to assist you further in your search.. The Life Insurance Policy Locator Service now allows you to run a nationwide search for any insurance policies or annuities that may be out there in the name of the deceased. You have to be the designated beneficiary or legal representative of the deceased to use this service..
If you can't find evidence of the policy there, try to find the name of the life insurance company that issued the policy. For clues, go through bank and credit card statements to look for evidence of premium payments made to an insurance company.. The NAIC has a national life insurance policy locator to help you find an insurance policy. If you're looking for a life insurance policy or annuity, the NAIC's locator is a good starting point. To start, try to determine: Which insurance company issued the policy;. Find out what happened to a life insurance company no longer in business Family members should not assume that because a life insurance company is no longer in business that policy benefits are gone forever. Over the years hundreds of life insurance companies have changed name or merged with others, and policies are still valid..