Most AAA policies typically meet the HO-3 standards, which cover the home and related structures on the homeowner’s property, including more than a dozen of the most common risks. The policy also covers liability and medical payments if someone is injured on the property, as well as “loss of use” if the home is rendered uninhabitable.. If your pooch gets overly excited and bites a visitor, your homeowners insurance may cover the victim’s medical bills. But check your policy. Some insurers deny coverage to breeds that have a bad reputation, to pets that have a previous history of being a biter, or may offer dog bite insurance on a case-by-case basis..
Your AAA homeowners insurance policy provides a set amount of debris removal coverage, often stated as a percentage of the physical loss or damage. Although your claims adjuster cannot advise you on whether or not to have the government conduct the debris removal, for widespread disasters, local and state governments may create consolidated debris management programs.. AAA Home Insurance protects your home, personal property, liability, and more. Request a homeowners insurance quote and save when you bundle..
Home insurance through AAA also covers: Garage and utility buildings. Personal property for a lot of things we hope never happen, but sometimes do: tornadoes, hail, lightning, frozen plumbing, theft and vandalism. If anyone gets hurt, you’re covered for bodily injury liability, personal liability and medical payments.. An affordable renters or condo insurance policy through AAA provides coverage for your belongings as well as liability protection. Unsure if renters insurance is right for you? See six ways a policy could provide the coverage you may need .. How Much Insurance Do You Need? The level of homeowners insurance coverage that you’ll need from your homeowners insurance is generally determined by 3 things:. 1. Asset Protection Depending on the premium level you choose, you’ll have to pay more or less out of your own pocket if an accident occurs..
AAA Members can save on insurance, travel and much more. See how membership can pay for itself with hundreds of services and discounts. Serving residents and AAA Members in Florida, Georgia, Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, Tennessee, Wisconsin and Puerto Rico.. Insurance products sold through AAA Club Alliance Inc. and its subsidiaries are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits and discounts..