Who Writes Flood Insurance

Flood insurance can be purchased by homeowners and renters to protect their belongings. AFI writes flood insurance policies through Wright Flood, which is the largest insurance company providing flood insurance for the National Flood Insurance Program (NFIP) through FEMA. Private Flood Insurance is also available in some states.. [citation needed] However, there are insurers such as PURE, Chubb, AIG/Chartis, and Fireman's Fund that do provide privately written primary flood insurance for high value homes and The Natural Catastrophe Insurance Program underwritten by Certain Underwriters at Lloyd's which provides private primary flood insurance on both low value and high value buildings.. Give your home more protection, so you have peace-of-mind. For many homeowners, flood insurance is an essential extra layer of protection. Adding flood insurance to your insurance package means you're covered if groundwater rises and floods your home—a situation that isn't usually covered by home policies.. NFIP implemented the Write Your Own program in 1983, which made it possible for private insurance companies to offer flood insurance using the rates and regulations set forth by the NFIP. Today, some well-known insurance companies operate under NFIP's Write Your Own program, including the Hartford and Travelers..

If you have a flood insurance policy, please contact the insurance agent or insurer who sold you the flood policy to arrange for payment.You must pay for the full year's premium. If you aren't sure who your insurance agent or insurer is, please call the NFIP Call Center at 1-800-427-4661 to speak with someone in the National Flood Insurance Program.. Instant Flood Zone Determinations. GET YOUR PROPERTY'S FEMA FLOOD ZONE DETERMINATION BY ENTERING YOUR ADDRESS ABOVE. Compare Rates and Coverage. CHOOSE FROM A WIDE RANGE OF DEDUCTIBLES AND COVERAGE BASED ON YOUR PROPERTY'S ZONE DETERMINATION. Flood Insurance Videos & Guides. LEARN HOW TO CHOOSE THE FLOOD INSURANCE POLICY THAT IS RIGHT FOR YOU..

Flood coverage, however, is available in the form of a separate policy from the National Flood Insurance Program (NFIP) (888-379-9531). Most insurance companies that offer homeowners, renters, condo owners, and business owners insurance in Nevada also offer NFIP backed flood insurance policies.. Wright Flood insurance policies are sold by more than 17,000 independent agencies across the nation. To find a licensed Wright Flood agent near you, please call Flood Marketing at 1.866.373.5663. Please contact your Wright Flood insurance agency whose name and phone number are listed on the reverse of your Wright Flood declarations page..