Will My Personal Insurance Cover Turo

Fast Facts: Guests who book a car with a protection plan do not need personal car insurance to use Turo.; If you book a trip with a Commercial Host, check the vehicle listing for any personal insurance requirements.; Don’t assume your insurance or credit card company will cover your Turo trip.. How Insurance Works When You Rent Out ... for the insurance, Turo will take the portion of the ... many people already have personal insurance policies that will cover them when they .... Does My Personal Car Insurance Work with Turo? Car insurance policies written for personal use—that is, for everyday driving to work and other errands—will probably never cover you while someone else is renting your car on Turo. Those policies are designed and priced to cover a private driver, not a car driven by a new stranger every weekend.. This practice may not hold up when renting through Turo. Most personal auto insurance policies will extend to a Turo rental just as they would cover a car rental through a traditional rental company, Be sure to double check your coverage and deductible before declining Turo's insurance options..

Liability insurance is provided by Liberty Surplus (a Liberty Mutual company). All Liberty Mutual liability insurance in the US is offered through Turo Insurance Agency. Terms, conditions, and exclusions apply. Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. All hosts .... I got on Turo and found a perfect 2018 Black Jag F-Type convertible for a reasonable $200 a day. Throw in a few taxes etc and then you come to a buy insurance screen. Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a “spot” policy that covers you while driving..

Turo protection policies cover collision, which is the damage you do to the car you rent; Your personal liability insurance covers you as a driver, but your personal collision coverage only covers one car. That means you can’t expect your own personal insurance policy to cover collision damage while you drive a Turo car. Read you policy. But I would guess that all commercial use is prohibited. Which means that you cannot make a dime off your car. No Turo. No Uber. No Lyft. Not without buying a special commercial use policy. If in doubt contact your insurance broker..