Personal Lines Insurance 101

From Insurance for Dummies, 2nd Edition. By Jack Hungelmann . Health insurance, car insurance, and life insurance are a part of everyday life. Making a list of all your insurance policies makes sense to help you keep track and for your loved ones if the day comes that your life insurance policy is activated.. Personal Risk Management and Insurance Personal Risk Management and Insurance is the most comprehensive source of information and competitive strategies for homeowners, personal auto, and numerous other personal lines insurance policies. This practitioner’s reference annotates the latest ISO policies and all of the countrywide endorsements .... IRMI on Personal Lines 101 . Course Description This course offers a thorough overview of personal lines insurance. Appropriate for those who are fairly new to the business of insurance, the course creates a foundation of understanding by explaining the fundamentals of insurance, .... Welcome to Personal Lines 101! Today we are explaining Personal Auto Insurance. This policy offers coverage for liability, medical payments, damage to the vehicle and damage from uninsured ....

In the CIC Personal Lines course, you will focus on the Property Casualty insurance industry, covering topics related to Personal Residential and Personal Auto, including policy coverages, limitations, and exclusions. Through the use of examples of Personal Umbrella or Excess Policies, you will learn how to respond in the event of a loss.. Personal lines insurance is written specifically to cover losses of personal property, such as a home or dwelling, renter's insurance, personal belongings, physical damage to a personal auto, and personal legal liability (casualty losses) for bodily injury or property damage caused by the actions of a covered insured arising from or as a result of the ownership of a home, auto, or boat..

Commercial lines insurance includes property and casualty insurance products for businesses. Commercial lines Insurance helps keep the economy running smoothly by protecting businesses from .... Finally, one of the reasons that personal lines insurance has become so commoditized, other than the similarities between the insureds, is the similarities between different insurer’s forms. Commercial policy and endorsement forms can vary drastically from one carrier to another, and in many cases, insurers will manuscript endorsements to create coverage specific to an individual insured’s ....