Personal Lines Insurance License

Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t afford to cover on their own. These types of insurance lines make it .... Personal Lines Insurance Exam Prep Package Comparison We offer flexible solutions and packages for every learning style, specifically designed to help you pass your Personal Lines exam. Through our training you will have access to a variety of helpful study tools that will prepare you for test day.. The license known as the property and casualty license is what is offered by most states. Meaning, one license for personal and commercial lines insurance products. Personal Lines. Like the name insinuates, personal lines are geared towards policies bought by individuals. Examples of personal lines policies may include: Renter insurance. A provisional permit is not offered for a personal lines property and casualty license. Laws: Texas Insurance Code. Laws about the personal lines property and casualty license can be found in the Texas Insurance Code Sections 4001.151 to 4001.153, 4001.160(a), and 4051.401.. A "PERSONAL LINES AGENT" is defined as a general lines agent who is limited to transacting business related to property and casualty insurance sold to individuals and families for noncommercial purposes. Be a natural person at least 18 years of age. Be a resident of the state of Florida. Not hold a resident license in another state..

Personal lines insurance is written specifically to cover losses of personal property, such as a home or dwelling, renter's insurance, personal belongings, physical damage to a personal auto, and personal legal liability (casualty losses) for bodily injury or property damage caused by the actions of a covered insured arising from or as a result of the ownership of a home, auto, or boat..

The personal lines license will be issued for a two­year fixed term that begins on January 1 of the first year and ends on December 31 of the second year. Speak to an Experienced Insurance Attorney Today. Tennessee Personal Lines Insurance Prelicensing. Prepare for your Tennessee Personal Lines insurance license with Kaplan Financial Education's prelicensing and exam prep study options. Choose a study package that caters to your learning style and begin preparing for your insurance license today.. Steps to Get Your Personal Lines License 1. Enroll in a personal lines insurance prelicensing course. Even though not all states have a prelicensing certification requirement, it is highly recommended that all license applicants complete a program of study to successfully pass the state licensing exam. 2..